The planning process is a series of steps, when taken in sequence, may help the client reach their goals.  Defining that goal is the challenge.  I really believe people are so conditioned to think in terms of how much money they have at retirement that they miss connecting with their own lifestyle along the way. We provide a life-centered approach.  It would best be described as dropping a stone in the center of a calm pool of water and watching the ripple effect.  When we get a client to focus on their life-style goal, the financial plan is more aligned with the client.  The steps are like the ripples and move in unison centered around that goal. This approach can prove to be interesting for clients.  Sometimes we work to uncover money values and money history based on experiences or .